On October 19th, the Federal Reserve Board announced a final rule implementing recent legislation modifying the effective date of certain disclosure requirements applicable to gift cards under the Credit Card Accountability Responsibility and Disclosure Act of 2009. The rule finalizes the previously published interim final rule. For gift certificates, store gift cards, and general-use prepaid cards produced prior to April 1st, 2010, the legislation and interim final rule delay the August 22nd, 2010 effective date of these disclosures until January 31st, 2011, provided that several specified conditions are met. Federal Reserve Press Release.