On October 11th, the FDIC updated its loss, income, and reserve ratio projections for the Deposit Insurance Fund for the next several years. The projected cost of FDIC-insured institution failures for the five-year period from 2011 through 2015 is $19 billion. Under these projections and current assessment rates, the fund should reach 1.15 percent of estimated insured deposits in 2018. The Dodd-Frank Act requires that the fund reserve ratio reach 1.35 percent by September 30, 2020. A future rulemaking will implement the requirement in the Dodd-Frank Act that the FDIC offset the effect of increasing the reserve ratio from 1.15 percent to 1.35 percent on institutions with assets of less than $10 billion. FDIC Press Release.