On April 23rd, the OCC issued a Bulletin on the Consumer Financial Protection Bureau's ("CFPB") amendment of the official commentary to the requirements of Regulation C. The amendment raises the asset size exemption threshold to $41 million for depository institutions. Thus, institutions with assets of $41 million or less as of December 31, 2011, will not be required to collect Home Mortgage Disclosure Act ("HMDA") data in 2012. The adjustment is effective for data collection in 2012. An institution's exemption from collecting data in 2012 does not affect its responsibility to report the data that it was required to collect in 2011.