Nova Scotia

Private Members’ Bill 128, Consumer Protection Act (amended), which amends the Consumer Protection Act, was introduced on April 25, 2008. The bill proposes the appointment of a consumer advocate to represent the interests of borrowers at a hearing about payday loans before the Utility and Review Board. The fees and expenses of the consumer advocate would be paid by the Board. The bill has yet to receive second reading.

Ontario

As was discussed in the May 2008 issue of the Osler Advertising and Marketing Review, Bill 48, An Act to regulate payday loans and to make consequential amendments to other Acts, received third reading on June 9, 2008 and came into force on June 18, 2008.

Manitoba

The Consumer Protection Amendment Act (Payday Loans), which enacted new legislation to amend The Consumer Protection Act regulating payday loans, came into force on May 5, 2008. This legislation was discussed in the May 2008 issue of the Osler Advertising and Marketing Review.