FCA brought criminal proceedings against a mortgage adviser whom its predecessor had banned and fined but who ignored the prohibition order. It found Michael Joseph James Lewis knowingly falsified employment and income details in respect of mortgage applicants over the course of 14 months to try to deceive lenders into advancing mortgages so he could earn fees. The Financial Services Authority had taken action in 2011. FCA decided to take additional criminal action when it became clear that Lewis had simply ignored his prohibition notice and was continuing to advise clients, and that he did so up until his arrest. Mr Lewis was sentenced to two years' imprisonment. Tracey McDermott said those who ignore bans will face the most serious regulatory consequences. (Source: Banned Mortgage Adviser Sentenced to Prison)