• RESPA: lender had no obligation to respond to borrowers’ letters within 60 days because borrowers failed to establish letters were “qualified written requests” -- Echeverria v. BAC Home Loans Servicing, LP, Case No. 6:10-cv-01933-JA-DAB (11th Cir. July 18, 2013) (affirming granting of summary judgment)
  • RESPA: borrowers not entitled to actual damages for lender’s failure to provide timely notice of loan transfer because no pattern and practice of non-compliance -- Echeverria v. BAC Home Loans Servicing, LP, Case No. 6:10-cv-01933-JA-DAB (11th Cir. July 18, 2013) (affirming granting of summary judgment)
  • Lenders’ Liability/Intentional Infliction of Emotional Distress: lender’s alleged conduct of not providing borrowers with correct loan information, refusing to modify loan, losing papers and documents, and threatening foreclosure was “not so outrageous” as to support claim for intentional infliction of emotional distress -- Echeverria v. BAC Home Loans Servicing, LP, Case No. 6:10-cv-01933-JA-DAB (11th Cir. July 18, 2013) (affirming dismissal of plaintiff’s claim)
  • Lenders’ Liability/Negligent Infliction of Emotional Distress: borrowers’ negligent infliction of emotional distress claim against lender failed where no physical impact alleged and no exceptions to impact rule applied -- Echeverria v. BAC Home Loans Servicing, LP, Case No. 6:10-cv-01933-JA-DAB (11th Cir. July 18, 2013) (affirming dismissal of plaintiff’s claims)