On the 10th November, the Regulation on Key Information Documents for Packaged Retail and Insurance-based Investment Products (PRIIPs) has not yet been published in the Official Journal of the EU. The three European Supervisory Authorities (ESAs), namely EIOPA, ESMA and the EBA will prepare draft Regulatory Technical Standards (RTS) in specific areas. Its requirements will be applicable two years after its entry into force. The three ESAs published a discussion paper on key information documents (KIDs) for PRIIPs. UCITS will not be subject to the regulation for five years and this may be extended.