Soil Matters: How the Federal Crop Insurance Program Should Be Reformed to Encourage Low-Risk Farming Methods with High-Reward Environmental Outcomes, an August 27 Natural Resources Defense Council study, reported that the Federal Crop Insurance Program paid its highest level of losses in 2012. It continued that the $17.3 billion in losses is linked to climate change-induced droughts and extreme temperatures. The report recommended that farmers use more low-risk and water-smart practices to decrease reliance on the program.