Snapchat – the maker of the app that supposedly permits users to send ephemeral (as in “disappearing”) photos and videos – has agreed to settle charges by the Federal Trade Commission that its privacy, data collection, and security claims are deceptive.  According to the complaint, a recipient could easily circumvent the app’s ephemeral chat feature – either by using other commonly available apps or by performing certain finger movements – and save the snap.  In addition, the app accessed information, such as a user’s geolocation information and address book, beyond what its privacy policy claimed, and did so without the user’s knowledge or consent.  The proposed settlement bars the company from future misrepresentations about its products or services and requires it to establish and implement a privacy program and submit to biennial assessments of its compliance from a third party for 20 years.