New Jersey Governor Chris Christie has signed into law S. 562, which requires health insurance carriers to encrypt all computerized records containing personal information in order to protect privacy and prevent unauthorized access.  To comply with this measure and avoid violating the New Jersey Consumer Fraud Act, organizations authorized to issue health benefits plans within New Jersey will have to ensure that any personal information they maintain or compile is not merely password-protected, but is “unreadable, undecipherable, or otherwise unusable” to unauthorized users.  The law becomes effective on August 1, 2015.