The Commission is consulting on tying and other potentially unfair commercial practices in the retail financial services sector. It wants comments by 14 April on a study it carried out which looked at cross-selling practices and conditional sale practices. It looked at the main reasons for these practices and found consumers often felt bound to buy tied products or those subject to conditional access. It found many contracts could be switched if cross-selling practices were not prevalent. It now wants to know how to solve the problems it identified.