The FCA has published its October 2015 regulation round-up.  Some of the items it covers are: (i) a call for responses by 22 December on the Financial Advice Market Review,  this being the  joint consultation between the FCA and HM Treasury which was launched in August 2015 asking for input from the industry on how to regulate financial advice services more effectively; and  (ii) changes to the FCA’s regulatory guide on unfair terms in consumer contracts which have been introduced in as a result of the Consumer Rights Act 2015 coming into force on 1 October 2015.