Groupement des Cartes Bancaires (CB) is responsible for the CB bank card in France, which is used for over 70 per cent of card payments. Its members include some of France’s largest banks. In December 2002, CB notified the European Commission (Commission) of charges it was imposing on its members where certain conditions were met (the "Charges"). After an investigation under EU competition law, the Commission concluded that the Charges imposed prevented cards being issued to consumers at competitive rates. This allowed France’s major banks to keep the price of CB cards high to the detriment of the smaller banks and consumers. CB has been ordered by the Commission to withdraw these anti-competitive measures. No fine has been imposed as the arrangement was reviewed by the Commission under the former individual notification system.