The CFPB requested comments on a planned assessment of the effectiveness of the Truth in Lending Act ("TILA") / Real Estate Settlement Procedures Act ("RESPA") Integrated Disclosure Rule (the "TRID Integrated Disclosure Rule").

According to the CFPB, the assessment will examine the effectiveness of the TRID Integrated Disclosure Rule in achieving the "purposes and objectives" of Title X under the Dodd-Frank Act.

The CFPB explained that the TRID Disclosure Rule was implemented under the Dodd-Frank Act to (i) combine specific mortgage disclosures that are provided to consumers under TILA and RESPA and (ii) require creditors generally to use standardized forms for transactions.