This version of the EBA's periodic risk dashboard outlines the main risks and vulnerabilities in the EU banking sector from its review of 55 banks in third quarter of 2014.  A positive trend noted is the fact that EU's banks' capital positions are at their highest levels since 2009.  Non-performing loans, while stabilised in this period, are still at quite a high level. Equally, profitability of EU banks is still at quite low levels.