On March 11, the federal banking agencies issued final changes to the Interagency Questions and Answers Regarding Community Reinvestment (“Q&As”) that include one new Q&A and revisions to two existing Q&As. The new Q&A provides examples of how to demonstrate that community development services meet the criteria of serving low- and moderateincome areas and individuals when actual income is not available. The two revised Q&As enable consideration of a pro rata share of mixed income affordable housing projects as community development projects. Separately, the agencies declined to adopt a recommendation that banks receive favorable consideration for providing financial literacy education to primary and secondary school students.