The Act amending the Financial Markets Supervision Act and the Bankruptcy Act (Wet tot wijziging van de Wet op het financieel toezicht en de Faillissementswet) in connection with consolidation of claims on the estate in the event of emergency regulations, moratorium on payments and bankruptcy, and requests for compensation on the grounds of the Safety Net Scheme entered into force on 16 March 20091. Pursuant to this Act, in the event of bankruptcy there is no longer a difference between a deposit holder taking its claim to the liquidator first and then to the Dutch Central Bank (De Nederlandsche Bank N.V.) or vice versa. Previously, there was a difference depending on which of the two – either the Dutch Central Bank or the liquidator – paid the deposit holder or the investor first. The order of payment influenced both the total amount received by the deposit holder or investor as well as the likelihood that the Dutch Central Bank would have recourse to the estate.