Bill 22, the Consumer Protection and Business Practices Act, received Royal Assent in the Newfoundland and Labrador Legislative Assembly on May 28, 2009. The Bill came into force on December 1, 2009, repealing and replacing: the Consumer Protection Act; the Consumer Reporting Agencies Act; the Cost of Credit Disclosure Act; the Direct Sellers Act; the Trade Practices Act; the Unconscionable Transactions Relief Act; and the Unsolicited Goods and Credit Cards Act.

Under the Bill, a “consumer” is defined as a “natural person acting for personal, family or household purposes but does not include a person who is acting for business purposes.” Bill 22 regulates consumer credit agreements, direct sales and distance sales consumer contracts, credit reports, and unsolicited goods and services. It provides a list of unfair practices similar to those prescribed under other provincial consumer protection legislation.