Earlier this month, the UK Financial Conduct Authority (FCA) announced that it is to investigate insurance "add-ons" sold with primary products such as financial services, cars and holidays. The FCA will examine whether (a) such products are overpriced and (b) competition in the market in this regard is effective (including whether any barriers to entry exist). The FCA expects to publish its findings on the investigation in early 2014. The FCA has also recently announced the launch of a thematic review into how brokers manage conflicts of interest (with particular focus on small and medium sized firms and micro-business customers). Findings are expected to be delivered by the end of 2013.