There are more than 15 million people who receive Social Security disability income each year, according to the Consumer Financial Protection Bureau (CFPB), and the Bureau wants mortgage lenders to know it will not tolerate discriminatory treatment against them, reports. According to the article, the CFPB issued a bulletin to lenders reminding them that “requiring unnecessary documentation from consumers who receive Social Security disability income may increase a lender’s fair lending risk.” The CFPB said “some applicants have reported being asked for information about their disabilities or even asked [for] a doctor’s note about the duration of their disabilities.” Unless the Social Security Administration letter specifies that the borrower’s benefits “will expire within three years of loan origination,” lenders should treat the income as likely to continue. The U.S. Department of Housing and Urban Development fined Freedom Mortgage $104,000 in August 2014 as a settlement for claims of discrimination against loan applicants with disabilities. CFPB Director Richard Cordray said, “Consumers should not be put at a disadvantage just because they receive Social Security disability income. Lender should continue to make fair and responsibly underwritten mortgages without imposing unnecessary requirements on consumers who receive these benefits.” For more, read the full article.