On 27 May 2015, the FCA in the UK made a statement on its current work to assess the impact of the November 2014 UK Supreme Court decision (case citation number [2014] UKSC 61), where the Court held that a 2012 UK Court of Appeal decision ([2012] Lloyd's Rep IR 521) was incorrect and that the taking of an undisclosed commission did create an unfair relationship between a lender and the borrower under the UK Consumer Credit Act 1974. The FCA is considering whether additional rules and/or guidance are required to deal with the impact of this decision on complaints about payment protection insurance (PPI). The FCA will engage with relevant stakeholders with a view to announcing its views on the impact of the Court's decision (as well as giving its views on evidence it has gathered in respect of current trends in PPI complaints) during Summer 2015.