On 3 March 2016, the European Commission published a letter to EIOPA requesting technical advice on certain aspects of the Insurance Distribution Directive (IDD).  The Commission requires advice in relation to delegated acts to be adopted on issues including (a) product oversight and governance, (b) conflicts of interest, (c) inducements and (d) assessment of suitability and appropriateness of investment-based insurance products. EIOPA's advice (to include a cost/benefit analysis) is requested by 1 February 2017.