• Refinance Rate Class Action: putative class of individuals allegedly overcharged for title insurance during mortgage refinance not readily ascertainable and failed Rule 23’s commonality and predominance requirements where individualized fact-finding necessary to determine eligibility for discounted rate and amount of damages, precluding class certification - Haskins v. First Am. Title Ins. Co., No. 10-5044 (D. N.J. Jan. 27, 2014) (denying class certification)