Treasury has published a list of the banks and credit reference agencies (CRAs) designated under the Small and Medium Sized Business (Credit Information) Regulations 2015. These are the finance providers that are required to share information on their Small and Medium Enterprise (SME) customers, with the SME’s permission, with designated CRAs. The designated CRAs must provide equal access to this information to all finance providers. It is hoped that this will open up access to SME credit data, levelling the playing field between the major banks and alternative finance providers. (Source: Treasury makes banks and CRAs designations)