On December 13, nearly five and a half years after assuming supervisory responsibility for savings and loan holding companies (SLHCs), the Fed is seeking comments on a proposal to fully apply the same supervisory rating system to savings and loan holding companies as currently applies to bank holding companies—a rating system commonly referred to as the “RFI rating system.” The RFI rating system generally grades a holding company’s risk management (R), financial condition (F), and impact (I) of non-depository entities on subsidiary depository institutions. Although the proposal would fully apply the rating system to most SLHCs supervised by the Fed, it would not apply to SLHCs engaged in significant insurance or commercial activities. These firms would instead continue to receive indicative ratings. Comments on the proposal must be received by Feb. 13, 2017.