• Non-judicial Foreclosure: holder of security deed with power of sale entitled to initiate foreclosure proceedings even if it is not also holder of note – Harris v. Chase Home Finance, LLC, No. 4:11-cv-00116-HLM (11th Circ. July 31, 2013) (affirming dismissal of complaint)
  • Non-judicial Foreclosure: foreclosure notice proper where entity with full authority to amend, negotiate and modify terms of subject loan identified, whether that be the deed holder, note holder, attorney or servicing agent – Harris v. Chase Home Finance, LLC, No. 4:11-cv-00116-HLM (11th Circ. July 31, 2013) (affirming dismissal of complaint)
  • TILA: mortgage assignee had no obligation to inform borrowers of assignment which was given for administrative convenience only to allow assignee to foreclose and which did not cause assignee to become new owner of the subject debt – Reed v. Chase Home Finance, LLC, No. 1:11-cv-00412-WS-C (11th Circ. July 29, 2013) (affirming granting of summary judgment)