On August 17th, the Ninth Circuit discussed the meaning of "sue" as used by the Credit Repair Organization Act. A credit card issuer marketed credit cards to subprime consumers. A divided panel of the Ninth Circuit held that the mandatory arbitration clause of the credit card agreement violated the Credit Repair Organization Act's provision disallowing any waiver of a consumer's right to sue in court for CROA violations. In doing so, the Ninth Circuit disagreed with the Third and Eleventh Circuits. Greenwood v. CompuCredit Corp.