The Supreme Court of Washington ruled en banc that plaintiffs’ state law claims challenging fees charged by a federal thrift in connection with reconveyance of title were not preempted by HOLA and OTS regulations. McCurry v. Chevy Chase Bank, 233 P.2d 861 (Wash .2010). The court characterized plaintiffs’ claims as alleging the federal thrift charged fees it expressly agreed not to charge under the terms of the deed of trust, reasoning claims alleging a party failed to comply with or misrepresented the terms of its contract are claims of general applicability and are not preempted. The court held that, to the extent plaintiffs contend how or when a federal thrift can charge loan-related fees, those claims are preempted.