On May 14, the Natural Resources Defense Council released its report Who Pays for Climate Change? U.S. Taxpayers Outspend Private Insurers Three-to-One to Cover Climate Disruption Costs. The report found that of the $139 billion in cleanup efforts following extreme weather events in 2012, $96 billion of that was federal money. The insurance programs for flood and crops have had rising costs in the past several years due to the increased rate of extreme weather events. As a result, fewer people participate in those markets.