As directed by the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System, mortgage servicers are undertaking a number of advertising and outreach efforts in multiple languages to remind eligible borrowers in communities “hardest hit by mortgage foreclosures” of the December 31 deadline to request a free, impartial review through the Independent Foreclosure Review, according to a press release from the OCC. The free review is part of an April 2011 enforcement action that “required 14 large mortgage servicers to retain independent consultants to conduct a comprehensive review of foreclosure activity in 2009 and 2010 to identify borrowers who may have been financially injured due to errors, misrepresentations, or other deficiencies in the foreclosure process,” the release said. For more, read the press release and visit the Independent Foreclosure Review website.