On October 25th, the Special Inspector General for the Troubled Asset Relief Program released its Quarterly Report to Congress. Comparing the effect that TARP has had on Wall Street versus Main Street, the report notes small businesses' continued inability to obtain credit, the continued presence of moral hazard, and the program's lack of transparency. The report also discusses the risks associated with the plans to recapitalize AIG and the government's failures with respect to the Home Affordable Mortgage Program. See also New York Times (summarizing the report's findings concerning AIG).