In the new Legal Forum Column, Rosmond J. Dolen discussed the Affordable Care Act. Read her advice below and don’t miss our monthly Legal Forum Column in Louisville Business First.

The fate of the Affordable Care Act (ACA) is uncertain after the election. What opportunities or challenges should I be aware of?

While it’s unclear what legislation may be passed in the new Congress, legislative priorities dictate that a change is coming. Except for quality initiatives and continued coverage for dependents to the age of 26 and those with pre-existing conditions, the rest of the ACA is in flux. Congress can’t repeal the entire ACA without the necessary 60-vote supermajority in the Senate; however, they can eliminate portions of the law through budget reconciliation, which only requires a simple majority vote on issues having a direct financial effect.

Changes outside of repeal may impact the individual mandate and funding commitments to expanded Medicaid. Transitional relief may include expanding the availability of Health Savings Accounts (HSAs) and may enable purchasing coverage across state lines.

The ACA-reform debate is just beginning. An experienced regulatory and compliance attorney can help you navigate the new statutory and regulatory landscape that will come as a result of new laws impacting healthcare at the state and federal levels.