On September 17th, the OCC published a Bulletin providing guidance on appropriate credit risk management practices for investor-owned, one- to four-family residential real estate ("IORR") lending where the primary repayment source for the loan is rental income. The bulletin is intended to promote consistent risk management practices for IORR lending and to summarize the applicable requirements for regulatory capital and call reports for IORR lending.
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OCC bulletin on IORR lending
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