Mark Hoban spoke at the London 100 Group insurance event. He looked at changes in UK and EU regulation. He said the Government does not support the Test-Achats judgment and that its view is that the judgment only applies to new contracts for insurance and related financial services entered into on or after 21 December 2012. So any contracts with gender-sensitive pricing of premiums and benefits concluded ahead of that date can continue unchanged after that date. Separately, he spoke on changes in regulation and how it can achieve better outcomes for the consumer. He suggested the Government will publish its decision on whether to transfer consumer credit regulation to FSA later in 2011. (Source: Mark Hoban Speech to London 100 Group Event: and Mark Hoban Speech on Consumer Outcomes)