The existing rules on commissions are not effective in achieving the desired transition from product-driven sales to customer-orientated advice. This conclusion follows from a letter sent by the Minister of Finance to the Second Chamber, which summarises the outcome of a survey into the effects of the existing rules on commissions. To achieve the desired transition the Minister proposes measures to improve transparency on the price, nature and quality of services involving financial products: (i) the service agreement of an advisor or broker should be shorter, easier to understand, and in standard form, and (ii) a prohibition should be introduced against charging a commission for certain products, including complex financial products, protective payment insurance and funeral insurance. The Minister thereby wants to take European developments (including revision of the MiFID) into account. The Minister intends to inform the Second Chamber again in early 2011 about the proposed measures.