With the holiday season in full swing, we thought it might be a good idea to remind our clients that UK credit card companies can be held liable under the Consumer Credit Act for breaches of contract or misrepresentations arising out of foreign credit card transactions.

The card issuer is jointly liable with the supplier where the misrepresentation or breach of contract applies to a purchase of between £100 and £30,000, and gives rise to a valid claim by the consumer.

Happy holiday!