Effective national rescue measures for the financial sector must ensure restoration of financial stability and the provision of credit and lending to the real economy according to a recent European Commission review. After the on-set of the financial and economic crisis in 2008, national administrations throughout the EU were forced to introduce schemes to help support their financial institutions. In October 2008, the Commission published a Communication on how it intended to apply the State aid rules to national guarantee schemes and in December that year it added further guidance on recapitalisation schemes. Since then, the Commission has approved a large number of schemes in line with these Communications. In order to provide further insight into the characteristics of an acceptable guarantee and recapitalisation programme, the Commission recently published a comprehensive review of the national schemes approved to date.