Tying the endurance of the nation's democratic system to the "effective operation of a free market economy," Consumer Financial Protection Bureau (CFPB) Director Richard Cordray delivered prepared remarks during the Financial Industry Regulatory Authority (FINRA) Investor Education Conference in Washington, D.C., yesterday that described the agency's efforts to "bridge the widening gap between people’s actual financial capability and the increasingly complex financial decisions they have to make." Director Cordray said that while the bureau’s rules, oversight and enforcement actions are intended to make sure "that consumer financial markets are not rigged against people," self-protection remains the "best and most immediate form of consumer protection." In that vein, Director Cordray lauded FINRA's National Financial Capability Study as a "crucial source of information about the habits of American consumers and the complex decisions they face in the financial marketplace," and provided an outline of the bureau's recently unveiled core policy recommendations for youth financial education. For more, read the full press release and access FINRA's National Financial Capability Study.