The Consumer Financial Protection Board (CFPB), an agency created by the Dodd-Frank financial reform law of 2010, is now operating. Among the CFPB's many responsibilities is jurisdiction to enforce the Telemarketing Sales Rule insofar as the telemarketing campaign concerns a "consumer financial product or service." Therefore, telemarketing campaigns conceivably could be subject to three regulators, depending upon the product being sold and the geographic range of the campaign: the CFPB, the Federal Communications Commission (FCC) and the FTC.
The CFPB also has jurisdiction over the Fair Credit Reporting Act (FCRA). It now has exclusive jurisdiction to interpret the FCRA, including the issuance of rules. As in the case of telemarketing, however, the CFPB will continue to share enforcement responsibility with the FTC.