In its press release 16/09, dated 25 February 2016, the CSSF draws attention to the changes in the institutional architecture of the deposit guarantee and investor compensation schemes in Luxembourg following the entry into force of the law of 18 December 2015 on the failure of credit institutions and of certain investment firms. The changes include the transformation of the private ex post financed deposit guarantee scheme into a public ex ante financed scheme, the replacement of the existing “AGDL” by a new public guarantee scheme (“FGDL”), and the creation of an entity which administers the deposit guarantee scheme (“CPDI”) in accordance with the provisions of directive 2014/49/EU on deposit guarantee schemes.