In times of crisis, it will become possible to separate retail banking and investment banking activities in the Netherlands. The government has announced this in an action plan sent to the Second Chamber. The government's objective is to strengthen financial stability, protect savings in the deposit guarantee system, and to combine various banking activities within a bank.  

To enable banks to be separated, the government has proposed four measures: the Dutch Intervention Act, the European crisis intervention framework, recovery and resolution plans, and amendments to the Deposit Guarantee System.