On December 17th, the Financial Industry Regulatory Authority reminded firms to ensure that promotional materials and public communications regarding principalprotected notes are fair, balanced, and do not overstate the level of protection offered or an investment's potential returns, and that firms have a duty to ensure that their registered representatives understand the risks, terms and costs associated with these products, and that they perform an adequate suitability analysis before recommending them to a customer. Regulatory Notice 09-73.