The EP has adopted a legislative report which amends the Capital Requirements Directives (CRD) to enhance supervision and proper risk management in the banking sector. Under the amendments securitisation retention remains capped at 5% and the 150m large exposures exemption is retained.

The CRD includes a review clause which asks the Commission to present a possible proposal by 31 December 2009 with an increase in the retention rate if considered convenient after consulting the Committee of European Banking Supervisors and taking into account international developments.