The Truth in Lending Act (TILA) gives borrowers the right to rescind certain loans for up to three years after the transaction is consummated.  In Jesinoski v. Countrywide Home Loans, Inc., 135 S. Ct. 790 (2015) (No. 13-684), plaintiffs sent defendant lender a notice of their intent to rescind their home mortgage within three years of borrowing the money, but did not actually file suit against defendant until after the three-year period expired.  The district court granted judgment on the pleadings in favor of defendant, ruling that TILA requires borrowers to file suit within three years, and the Eighth Circuit affirmed.  The Supreme Court reversed.  The Court determined that TILA explains in unequivocal terms that a borrower may exercise his right to rescind by “notifying the creditor … of his intention to do so.”  The Court concluded that this language leaves no doubt that rescission is effected when the borrower notifies the creditor of his intention to rescind.  The statute does not also require the borrow to sue within three years.  Because the borrowers in this case provided notice within three years, their rescission was timely.