The District Court for the Southern District of Mississippi recently held that a plaintiff who rejected a Rule 68 offer of judgment for complete relief lost standing to amend the complaint to plead a class action. The plaintiff in Frascogna v. Security Check sued individually for an alleged violation of the Fair Debt Collections Practices Act based on the defendant’s efforts to collect on a bad check. The defendant served an answer and a Rule 68 offer of judgment in the amount of the maximum FDCPA damages ($1,001 in statutory damages, $1,000 in actual damages, plus “reasonable costs and attorneys fees”). The plaintiff rejected the offer and moved for leave to file an amended class action complaint, which was granted by a magistrate judge. The plaintiff also filed a class certification motion. The defendant moved to dismiss and the court granted the motion for lack of jurisdiction, finding that the plaintiff lost standing and the court lost jurisdiction when plaintiff rejected defendant’s offer of judgment which would have given him “all the relief he could hope to recover in this case.” The court added that the loss of standing could not be revived by plaintiff’s effort to certify a class because the class certification motion was filed after the Rule 68 offer had been rejected, and plaintiff failed to submit any evidence of additional damages to support a claim for more than what the defendant had offered.