In deciding whether or not a CFA was a CFA Lite and so not subject to the full requirements of the CFA Regulations 2000, the Court of Appeal held that it is possible to look at the whole arrangement between the solicitor and client, including the client care letter and the insurance policy. The CFA in question was a CFA Lite – had it not been, the solicitors’ failure to disclose their interest in the insurance would have made the CFA unenforceable under Reg 4(2)(e) (Jones v Wrexham Borough Council [EWCA] Civ 1356).