On 5 June 2007, Paul Thornton issued an independent review of pensions, examining the institutions and organisations which regulate work-place pensions. He was asked by the Government to examine the current framework of institutions, including how organisations interact with each other, and to make recommendations going forward for the improvement of these organisations, how they regulate, and how they interact. The report recommends: building upon the existing relationship between the PPF and the Regulator to facilitate closer coordination and cooperation; clarifying the relationship between the Financial Services Authority and the Regulator in relation to work-based defined contribution pension schemes; and streamlining the Pensions Ombudsman and the Financial Services Ombudsman by combining the two bodies. The Thornton report is available on the DWP’s website at http://www.dwp.gov.uk/pensionsreform/pdfs/InstitutionalReviewFinalreport180507.pdf.