On 12 February 2015, the UK Insurance Bill was enacted and is now known as the Insurance Act 2015. The Act includes most of the UK Law Commission's recommendations (including to provide that an insurance claim cannot be denied where the insured can show that breach of a term, on foot of which the denial of claim is founded, was not relevant to the loss that occurred).  The Act also amends the UK Third Parties (Rights against Insurers) Act 2010 (which has not yet been brought into force).