In September 2012, the Competition Commission (now the Competition and Markets Authority (CMA)) began its investigation into the UK private motor insurance market. The CMA works to promote competition for the benefit of consumers. Its aim with this investigation was to identify market features that restrict or distort competition, and suggest ways to remedy any problems.

The provisional findings were published in December 2013 and identified five main issues. The provisional decision on remedies was published in June 2014 and, on 24 September 2014, the final decision was published. Here, we set out how the CMA has reached a decision and what effect it will have on the private motor insurance market.

Click here to view the table.