On Wednesday morning, the House Insurance and Banking subcommittee held a hearing on automobile personal injury protection insurance, or PIP, fraud. Lawmakers heard testimony that Tampa and Orlando have now succeeded Miami-Dade as the leading cities of auto insurance fraud in Florida. Testimony also predicted that more than $1 billion in PIP fraud will occur in Florida in 2011. At the conclusion of the meeting, Rep. Bryan Nelson, the chair of the subcommittee, noted that the subcommittee would likely only consider minor changes during the upcoming legislative session.